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Irish Statutory Instruments


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URL: http://www.bailii.org/ie/legis/num_reg/2002/0142.html

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S.I. No. 142/2002 -- Consumer Credit Act 1995 (Section 2) Regulations 2002

S.I. No. 142/2002 -- Consumer Credit Act 1995 (Section 2) Regulations 2002 2002 142

S.I. No. 142 of 2002

CONSUMER CREDIT ACT 1995 (SECTION 2) REGULATIONS 2002

I, Tom Kitt, Minister of State at the Department of Enterprise, Trade and Employment, in exercise of the powers conferred on me by section 2(1) of No. 24 of 1995 ) (as adapted by the Enterprise and Employment (Alteration of Name of Department and Title of Minister) Order 1997 ( S.I. No. 305 of 1997 )), and the Enterprise, Trade and Employment (Delegation of Ministerial Functions) (No.2) Order 1997 (S.I. No. 330 of 1997 ), hereby make the following regulations:

1.         These Regulations may be cited as the Consumer Credit Act 1995 (Section 2) Regulations 2002.

2.         (1)        It is prescribed, subject to paragraph (2) of this Regulation, that the definition of “credit institution” contained in section 2(1) of No. 24 of 1995 ), shall (by virtue of paragraph (g) of that definition) include Lombard & Ulster Banking Limited.

(2)        The person specified at paragraph (1) is not to be regarded as prescribed for the purposes of that paragraph in any case where the APR charged by the person in respect of any credit granted to a consumer equals or exceeds 23 per cent.

GIVEN under my hand,

9th April 2002.

Tom Kitt

Minister of State at the Department of Enterprise, Trade and Employment.

EXPLANATORY NOTE

(This note is not part of the Instrument and does not purport to be a legal interpretation.)

These Regulations further supplement the definition of “credit institution” in the Consumer Credit Act 1995 to include Lombard & Ulster Banking Limited.


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URL: http://www.bailii.org/ie/legis/num_reg/2002/0142.html